I read about the new Dollar Savings Direct MM account offering 3.75% interest in a post here and also somewhere else, I think. Decided to spring for it and transfer all my MM $ out of my current Emigrant Bank acct (same company, different divisions or whatever) and did everything online. Very easy.

I need to bulk up my emergency stash. I've got plenty in taxable investments, but i'd really be in a crunch if, say, i was laid off and suddenly needed to dip into savings for living expenses. With just about $3600 in the MM account, i'd be forced to sell taxable investments at a time when the whole stock market is way down. Not a good idea.

I've never liked keeping a lot in a money market cus they earn so little and i have other $ anyway, but like i said, i sure wouldn't have to sell mutual funds right around now.

I had a nice day, off-site meeting and got home earlier than usual. Puttered around the yard, watering the garden and shoring up the fencing around 2 corkscrew willows the deer keep nibbling. Also had a big bowl of watermelon and mango chunks. the best.

Read a whole issue of Vegetarian Times. I'm not going to renew the subscription, though. Everything looks great there, but their readers must be full-time stay-at-home women cus i just don't have the time to make these complicated recipes with ingredients i doubt i'd find in the supermarket.

well, time for a shower and then bedtime.

Good night.