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Archive for August, 2019

August ramblings

August 18th, 2019 at 05:48 am

Wow, I really love using the new iPhone. It's amazing how quickly my cellphone use has gone from occasional/sporadic to every day, throughout the day. I just find so many ways to use it, and I still want to explore podcasts and music more. If anyone has any great (free) podcasts to recommend, I'm all ears. I did subscribe to The Moth radio hour.

Luther got through his dental procedure fine, though on one of the car rides home, he was so upset that he peed AND pooped in his carrier, and when we got home, I found the urine had spilled onto the fabric car seat.

Between the seat and Luther, it was quite a cleaning job, especially after Luther escaped from the bathroom where I'd temporarily put him and then tracked urine footprints all over the house.

I twisted my knee a week ago walking with a friend. We had gone off the paved trail onto a dirt trail and I slipped on a downward incline with some loose rocks. I used my left hand to break my fall and it is still pretty sore if I clench my fist or move it in certain ways.

What's probably more concerning is my right knee. I've resumed my walking routines, but the knee just goes out from under me without warning so I have to catch myself from falling. This is something that happened to me in the past, much more sporadically, which I think was due to a much older injury, and now the more recent fall seems to have aggravated that. I'm hoping that with time and continued building up of the muscles around the knee that this will resolve. I imagine it could have been much worse if I wasn't as much of a walker as I am.


2 giant tiger swallowtails on my dwarf Joe Pye Weed.

Dad and I had a nice visit with my cousin 2 weeks ago, out from PA. We mostly just went out for some good meals and talked a lot. On his way home, though, he was pulled over for speeding and then found after the cop left that he was stuck in a ditch and couldn't get out. Luckily the cop saw this, returned and waited with him until the tow truck arrived. He ended up paying about $1200 for damage to the undercarriage of the car. (Lucky for him, he got just a warning from the cop.)

On the money front, not much to report. I continue to track all my spending and then do monthly income/expense reports just to make sure I stay on track with a rough annual budgeted allowance of about $40,000. My investments are pretty much "set it and forget it," although I have some cash sitting in a money market I'd like to invest during one of the big dips we've been having.

I am thinking I would like to get a fixed immediate (not variable) annuity using about one-tenth of my portfolio, I guess when I turn 65 and plan to be fully retired. The stream of guaranteed income begins immediately. I like the idea of having all of my basic ongoing expenses covered by guaranteed income instruments: Social Security and/or the annuity. Without it, I'm so much more vulnerable to stock market gyrations, something I'd rather not have to deal with when I'm on a fixed income.